💰 Car Payment Calculator

Estimate your monthly payment on any car — adjust price, down payment, credit and term to see the numbers before you shop.

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Estimate only — actual rate depends on credit approval. Not a financing offer. Includes est. 7% sales tax folded into the amount financed.

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About this calculator — CarPromo's payment calculator uses a standard amortized-loan (PMT) formula: monthly payment = (price + estimated 7% sales tax − down payment) financed at your selected APR over the chosen term. It's an estimate to help you shop smarter — dealers confirm your real rate and terms.

Browse all cars · CarPromo for dealers